Deciding to practice self-discipline and be frugal in your spending is one thing. Actually doing so is often quite another. Our old habits are hard to break. However, if you apply strategies to your spending, you will find it easier to practice self-discipline and frugality. Here are some easy strategies to get you started.
* Change your attitude about money. How you think about money determines the role it plays in your life. Stop thinking that you have to have the same things as everyone else. Instead, focus on what you really need instead of what you just want.
* Recognize and be grateful for all the positives in your life. Changing your perspective can help you see the abundance you already enjoy, regardless of how much money you have to spend.
* Take positive action. It can be tempting to make excuses about why you can never save any money, or why you can't spend less than you already do. Instead of wasting energy complaining about it, focus on positive steps you can take. Can you do something to bring in some extra income? Do you have any unneeded items you can sell on eBay or Craigslist? This can give you a sense of control over your finances and a more positive outlook.
* Learn to make and fix things yourself. Packaged foods and restaurant meals are convenient. However, they are an unnecessary expense. You can learn how to make them yourself. You can also save money by making your own home-made cleaning supplies, specialty coffees, and many other things you buy. As well, learn to fix things around the house instead of replacing them when they break.
* Comparison shop. If you've always shopped at one particular store for your favorite products, it may be time to do a little comparison shopping. Shop around for better deals. You may even want to check online and see if you can order your items for a better price. It might be time to try a less expensive brand as well.
* Track your spending. Knowing exactly where your money is going will help you keep on top of your spending. Even small expenditures can add up over time. Track every purchase you make, no matter how small. You might be surprised to find how much money is really slipping through your fingers. Having to record each purchase will also help you maintain self-discipline in your spending.
* Explore other options. Just because you've always done something one way, it doesn't mean you can't change your patterns. Do you need to drive to work, or could you save money by carpooling instead? Do you need the full cable package for your TV, or is this a good time to turn off the television and get the family outdoors? Looking at all your options will help you decide which are the best for you and will help you save money.
If you've decided to practice self-discipline and frugality in your spending, you will have many challenges to overcome. However, by applying some of the above strategies to your spending habits, you will find it much easier to follow through.